Your Savings. Your Future. Your SACCO.
SUCOMA SACCO is a member-owned financial cooperative committed to helping members save, access financial solutions and build a better future.
Member-Owned.
Community-Rooted.
Serving members from Nchalo to Illovo Sugar Estate and beyond.
2025 Performance at a Glance
Verified figures from our 2025 Performance Summary, published 6 March 2026.
Products & Services
Everything you need to save, borrow and manage your money as a SUCOMA SACCO member.
Loan & Savings Calculator
Get a quick estimate of monthly loan repayments or how your savings could grow. Figures here are illustrative — confirm exact rates and terms with a SUCOMA SACCO officer.
Use the rate quoted at your branch — this is an estimate only. Confirm exact terms with a SUCOMA SACCO loan officer before borrowing.
Use the rate quoted at your branch — this is an estimate only. Confirm exact terms with a SUCOMA SACCO officer.
This uses a general affordability guideline (a loan repayment should typically stay under about a third of your income after existing debts) — it is not SUCOMA SACCO's official eligibility policy. Actual eligibility depends on SUCOMA's savings/share requirements, membership status and lending criteria. Confirm with a loan officer before applying.
How Membership Works
Four simple steps take you from applicant to member-owner, saving toward your goals and building shared capital in the cooperative.
KUTAPA Debit Card
Your KUTAPA debit card gives you a convenient way to access your SUCOMA SACCO account, wherever you are. Available to members in good standing, with everyday convenience built for the way you already bank.
Our Vision
To be a member-centric and leading financial cooperative — helping every member achieve their dreams.
Latest News
28 Feb 2026 — SUCOMA SACCO Declares MWK468.7 Million Surplus
The SACCO reported a 3,450% surplus increase for the 2025 financial year, alongside 31% growth in total assets.
16 Feb 2026 — SUCOMA SACCO Holds Successful Pre-AGM in Blantyre
Members gathered in Blantyre ahead of the Annual General Meeting, with new KUTAPA debit cards introduced to the cooperative.
30 Jan 2026 — Mobile Banking Made Easy
A refreshed look at how members can bank on the go, check balances and move money without visiting a branch.
What Our Members Say
Our Branches
Head office at Nchalo, with branches serving members across Malawi.
Forms & Documents
Membership, loan and mobile banking forms are available for download.
Put your finances in the hands of a cooperative that puts Members First.
Member ownership. Accessible financial solutions. Strong governance. Shared success. A partner in your progress.