SUCOMA SACCO

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Loans

A range of member loan products for personal, agricultural, business and emergency needs.

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Our Loan Products

Takulandilani Loan
A short-term loan option available to members in good standing.
Normal Loan
A long-term loan option for members' larger financial needs.
Emergency Loan
Fast, short-term support for urgent, unplanned needs.
Capacity Loan
A long-term loan sized to your assessed repayment capacity.
Phoso Loan
Introduced in December 2025 to support household food security amid maize price fluctuations.
Material Loan
For agricultural or building materials, with a shorter 4-month repayment period.
School Fees Loan
Helps members meet school fee expenses for their children or dependents.
Dyeratu Loan
Introduced in November 2025 and already seeing strong member uptake.

Rates, Fees & Eligibility

Current interest rates, processing fees and eligibility criteria are confirmed by Finance before publication. Visit or contact a branch for the current terms on any loan product.

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